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The Stewardship Group is an Agency That Puts You First

The Philippians 2:3 Guarantee

Do nothing out of selfish ambition or vain conceit. Rather, in humility value others above yourselves. – Philippians 2:3

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About The Stewardship Group

Established in 2000.

With nearly two decades in business, we’ve always put the needs of our clients first. And with our partnerships with some of the best carriers and associations in the industry, we have the coverage options and knowledge to help you find the right insurance policies to meet your unique needs.

Comprehensive and competitive coverage.

With a wide variety of insurance solutions from the best regional and national carriers, we have the policies to protect what’s most important to you. Navigating your options takes an advisor who knows the ins-and-outs of the process, and you can count on us to do just that.

Client focused agency.

We wouldn’t be the agency we are today without our clients. That’s why we go to great lengths to provide our clients with the highest quality customer service. Whether you have a question about your policy or want to discuss coverage options for your specific needs, we’ve got the answers. You can count on us to be there for you every step of the way.
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Church & Ministry Insurance

A church is so much more than a place of worship—it’s also a community center, an employer and oftentimes, a home. We offer customized insurance options that fit all of these unique needs.

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How We Serve You

The Philippians 2:3 Guarantee

Do nothing out of selfish ambition or vain conceit. Rather, in humility value others above yourselves. – Philippians 2:3

Value Others

We always put your needs first and are always there for you in your time of need.

Protect What Matters

Our agency takes a value-based approach to protect what matters most to you when writing every policy.

Peace of Mind

Every policy comes with the Philippians 2:3 Guarantee, giving you peace of mind that you have the right coverage.
There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.

Personal InsuranceBusiness InsuranceEmployee Benefits
Church
Stained Glass Insurance
Risk Factor

Stained glass is often very valuable and sometimes priceless. Several hundreds of thousands of dollars might be needed to refurbish the stained glass. If it’s damaged by vandalism, hail, fire, or other means, it can be very costly to fix. Finding a qualified contractor may also be challenging.

Solution

Depending upon your insurance coverage, an appraisal of your stained glass damage could be free of charge. In addition, consider including the value of the stained glass in the building limit of the church, and also include coverage under the church’s blanket limit. Some insurance companies may treat stained glass as part of a fine arts floater. Either way, this helps ensure the proper coverage in the event that something bad happens.

Abuse and Molestation Insurance
Risk Factor

There are hundreds of reports each year of people being sexually abused by clergy, church staff, volunteers, and congregation members. Countless more are abused without any report being made.

Solution

Obtain the proper abuse or molestation coverage to protect the church in the event of an allegation arises. In addition, consider having a written document to address how to prevent sexual abuse from happening and what to do in the event of an allegation.

Non-Owned Auto Insurance
Risk Factor

Church volunteers and employees often use personal vehicles to do work for the church.

Solution

Make sure to add hired and non-owned auto coverage to the church’s insurance policy to cover this exposure. Also, check the motor vehicle records for anyone who drives other members…especially kids.

Religious Freedom Insurance
Risk Factor

Churches sometimes have very closely held beliefs that may open them up to potential lawsuits in the event the church’s beliefs cause someone else to feel wronged. An example might be a church refusing to perform a same-sex marriage, which results in a lawsuit.

Solution

Consider adding religious freedom coverage. This insurance can protect the church in the event it is sued because of closely-held beliefs core to the church.

Directors and Officers Liability Insurance (D&O)
Risk Factor

Almost all churches have some form of board of directors that makes financial and operational decisions on behalf of the congregation. An organization once sued a church for improperly using their trademarked property while promoting a fundraising event. The total loss and defense costs totaled $400,000.

Solution

Directors and officers liability insurance protects the decision-makers of the church from lawsuits and claims. Instead of suing the individuals directly, the lawsuit would be defended by the church’s D&O policy. Most people who serve on a board in a volunteer capacity should demand this coverage before serving.

Church Roof
Risk Factor

Roof claims are the most common claims that churches face. Each year, billions of dollars of damage are typically paid as a result of storm damage.

Solution

Ensure you have the proper coverage and confirm that you are insured to full replacement value. In addition, make sure your insurance policy includes replacement cost coverage for roof claims for wind and hail.

Church Security
Risk Factor

Security in churches is becoming a larger issue as attacks have increased in recent years.

Solution

Every church should have a security plan. This plan should detail where parishioners go in the event of an emergency, which entrances are open during worship times, who should contact the authorities, how to spot someone who may pose a security risk, and how to react to someone who is trying to cause harm to parishioners.

Professional Liability Insurance
Risk Factor

Religious Leaders often find themselves giving counseling to couples or other church members. In addition, religious leaders could be at risk of a lawsuit for what they say in the pulpit.

Solution

When it comes to counseling, religious leaders should have clear guidelines on what is acceptable in a counseling situation. In addition, religious leaders should be trained to know what needs to be reported to the authorities in the event of an extreme situation. Adding professional liability coverage to your church’s insurance policy can help protect the religious leader and church from claims or lawsuits arising from what the religious leader says at the pulpit or when teaching or preaching.

Our Service Areas

Located in Belleville, PA and Reedsville, PA, we are proud to serve clients throughout Milroy, McVeytown and Lewistown, PA..

Belleville, PA

4417 East Main Street
Belleville, PA 17004

Reedsville, PA

31 South Main Street
Reedsville, PA 17084

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